The cash market is not working well for the vast majority of customers in the UK
On 25 July 2018, the FCA published their Discussion Paper on price discrimination in the cash savings market.
“We are concerned that competition is not working well in the cash savings market, particularly for longstanding customers. We are, therefore, opening a discussion on options to address the harm.”
– FCA, July 2018
From fca.org.uk/publications/discussion-papers/dp18-6-price-discrimination-cash-savings-market/
| £354bn in instant access accounts | Longstanding customers received 0.82% less return than those who switch |
That’s a multi-billion pound problem that we are keen to help solve. At Fintuitive we offer a dynamic solution to cash management that allows you to stay in the best paying accounts across the savings market without the hassle of switching.
From a one time sign up process into a hub account in your name we allow you to access 100s of savings accounts. You can increase or completely cover the proportion of your cash that is eligible for the FSCS protection scheme. Plus depending on what term you choose see your returns increase between 3 and 9 times.
We use algorithms to ensure you always achieve the best returns for your cash based on the parameters that you set
Clients take no risk exposure to Fintuitive. Instead, accounts are held directly in your name with banks regulated by the FCA and PRA
Get complete FSCS coverage or set the maximum exposure per bank counterparty to the levels you require. Visually rank accounts by yield and ratings
Open your last ever cash account. Bid a fond farewell to the administrative burden. Never have to follow up as term accounts expire.
Either directly via a relationship manager or online whatever you prefer
Access your transaction history and interest income statement online using smart reporting
Fast thorough and secure onboarding typically within 24hrs and that’s the form filling legwork done
Available in GBP, USD and coming soon for EUR deposits.
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Fintuitive Ltd is a company registered in England and Wales (registered no. 11348837).
Registered office: Beaver House, Hythe bridge Street, Oxford OX1 2EP.
Fintuitive Limited is registered with the Information Commissioner's Office, with registration number A8395275.
Some of Fintuitive Ltd’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited.
Fintuitive Ltd is partnered with Ebury Partners UK Limited as a Programme Manager.
Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797).
Currency Exchange services for Fintuitive limited are also provided by Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 900199.