Five of the UK high street banks hold 82% of SME cash paying little or no interest. Meanwhile, there are over 150 banks in the UK offering deposit services. But through lack of awareness or perceived lack of choice business are losing out massively. Recent research has uncovered that the average SME has a savings balance of over £446,000. From a single account in your name, we keep you ahead of the game. Maximising the interest that you earn within your chosen the time frame and the access parameters that you need.
Businesses are disincentivised from changing accounts because of the hassle and a lack of motivation. The average high street account pays just 0.20% yearly interest. Our best providers pay 1.1%for instant access that’s a difference of over 5 times. If you are prepared to place cash for the longer term rates can rise over 2%. From a one time sign up process into a hub account in your name we allow you to access 100s of savings accounts. You can increase or completely cover the proportion of your cash that is eligible for the FSCS protection scheme. Our technology monitors the latest rates and chooses banking partners with the best service record and functionality. We take care of the paperwork for you, cutting through the bureaucracy and giving you time to focus on what you do best.
We use algorithms to ensure you always achieve the best returns for your cash based on the parameters that you set
Designed with security first
Clients take no risk exposure to Fintuitive. Instead, accounts are held directly in your name with banks regulated by the FCA and PRA
Get complete FSCS coverage or set the maximum exposure per bank counterparty to the levels you require. Visually rank accounts by yield and ratings
Wave bureaucracy goodbye
Open your last ever cash account. Bid a fond farewell to the administrative burden. Never have to follow up as term accounts expire.
Your account your way
Either directly via a relationship manager or online whatever you prefer
Access your transaction history and interest income statement online using smart reporting
Get to market in no time
Fast thorough and secure onboarding typically within 24hrs and that’s the form filling legwork done
Available in GBP, USD and coming soon for EUR deposits.
Liquidity as you want it
Choose the time frames that you want from instant access to two years
Fintuitive Ltd is a company registered in England and Wales (registered no. 11348837).
Registered office: Beaver House, Hythe bridge Street, Oxford OX1 2EP.
Fintuitive Limited is registered with the Information Commissioner's Office, with registration number A8395275.
Some of Fintuitive Ltd’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited.
Fintuitive Ltd is partnered with Ebury Partners UK Limited as a Programme Manager.
Ebury Partners UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797).
Currency Exchange services for Fintuitive limited are also provided by Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money. FCA registration number: 900199.